14 Special "Benefits & Discounts" Seniors are Entitled in 2021 But May Forget to Claim it
78% of Americans have never claimed these amazing benefits and special programs available to them. Most are missing out simply because they don’t know these programs exist. That’s why we put together this list of the top discounts and special programs available for people over 50.
If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.
But do you know that due to new program policies, it’s now easy to qualify for $250,000 life insurance policy at an extremely low monthly rate? And that plans with guaranteed acceptance for any age and no medical exam are available?
Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Simply by using this new life insurance comparison website it's easy for anyone to see how cheap plans can be, regardless of age or medical history. The best part is it's totally free!
Even if you already have a policy, you can find comparable plans at a much much lower price. You could easily end up saving 70% on life insurance just by using this free website!
No medical check and instant approval policies are also available for any age and even if you have been denied in the past.
There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away.
So while the banks happily wait for this program to end, the experts are making nationwide final push and urging homeowners to take advantage. This program is currently active for early 2021 but could be shut down at any given time. The good news is that once you're in, you're in.
In fact, if you're paying over $63/month for car insurance, there's a good chance you're paying more than you need to. It's quite common for this to occur, as most simply keep their same old policy in place, and those rates can creep up over time without really noticing.
Most people are also not taking advantage of the multiple discounts available to them (probably because they don't even know they exist). Luckily, finding these discounts and seeing how low your rate could be is super easy. Just use this brilliant website to check for discounts your areaqualifies for.
Let's face it... everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year. Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save.
Did you know that a home without a security system is more likely to be broken into than a home with security. While installing a home alarm system isn't just to stop burglars and intruders, it may also save you big money year after year because a house alarm couldgreatly reduce your homeowners insurance policy too.
It’s also important for homeowners to have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone. Protect and manage what matters most.
For a limited time, Seniors can take advantage of "$850 worth of security equipment for $0 and a $100 visa rewards Card" after installation!
Seniors who live in qualified zip codes are taking advantage of these special programs and upgrade to solar for $0 down and no out of pocket expenses. The program is called the Federal Residential Renewable Energy Tax Credit, which provides subsidies and rebates that can cover most of the costs associated with installing solar panels.
In fact, the average tax break gives back $6,280 for installing solar panels. Has your power company told you that? Probably not. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the power companies are not happy about that.
Homeowners can check to see if their zip code qualifies here before the program expires and never pay their electric bills ever again.
With the skyrocketing cost of living in the United States, more and more adults are struggling with credit card debt than ever before. And with interest rates snowballing the amount owed, paying your credit card balance can seem like a trap that can never be escaped. Here's what credit card companies don't want you to know...
For anyone over the age of 40 that owes $15,000 or more in credit card debt, this debt relief program can greatly reduce the amount of money owed. This program can bring down your credit card debt without a loan – allowing many to become totally credit card debt free in just 24 – 48 months.
Unexpected home repairs can be catastrophic to the finances of most those who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.
The good news is that there is now a New Home Warranty Program available for US Seniorsthat can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program.
Homeowners should never have to pay full price for roof repairs
again. In the past roofing work could cost a fortune. Worse yet, a bad
roof can lead to tremendous damage, mold, animal infestation and other
expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home's roof is an easy thing to put off "until
next season," especially since traditionally the cost could come with
quite the price tag.
But thanks to this brilliant new website,
it no longer has to cost homeowners an arm and a leg to get the roof
replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.
Now homeowners can get their roof replaced while saving thousands
of dollars in the process by taking advantage of all special discounts,
rebates and incentives available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area.
American Airlines: There are various senior discounts that apply to various trips. Call to find out which are available.
Amtrak: Senior pricing is available for most Amtrak locations. This ranges from 10 to 15 percent off.
Airlines: Seniors over 65 who are traveling with Southwest Airlines may
be eligible for Senior Fares. These are available online and for
international and domestic travel. You can also purchase Senior Fares
through a customer service representative at the airline or a travel
agency. You will need to arrive early at the gate to be able to prove
your age in order to be checked in for your flight.
Airlines: United offers discounted prices for flights for seniors over
65. Seniors need to select the Over 65 category when purchasing tickets
online or with a customer service agent. Discounts vary depending on the
flight and location.
Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
Choice Hotels – 10% discount if you book in advance (60+)
Hotels – up to 50% off in participating locations. To qualify for this
deal you have to make a reservation in advance and book for two people
La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
Medicine becomes essential as your body ages. And that need for
medicine can really hurt your wallet. Here are various drugstores that
offer discounts to senior citizens. Keep in mind that discounts may vary
CVS Pharmacy: Those enrolled in the CVS
ExtraCare Savings and Rewards program can save more with coupons
in-store and online via the ExtraCare Coupon Center. As you shop and
fill prescriptions, you also earn ExtraBucks Rewards.
You can get 20% off brand-name and generic prescription drugs with the
Rite Aid Rx Savings Program. Sign up today and get an Rx Savings Card
that will give you access to thousands of exclusive discounts at Rite
Costco Member Prescription Program: You and your
family members can save up to 80% (at time of sale) with the Costco
Member Prescription Program. If you have no prescription drug insurance,
or if you do and it does not cover all your prescription medications –
this the program that will help you save loads.
Narcup: If you
don’t have prescription drug insurance (or if it doesn’t cover all your
medications), get the Narcup prescription discount card for free and
save up to 50% on FDA approved drugs. Good to know – they also cover
certain pet medications!
Kmart: To get covered for most generic
drugs (starting at $5 for a 30-day supply or at $10 for a 90-day
supply), 10% of pet prescription and 25% off vaccinations join the
Prescription Savings Club at Kmart (Pharmacy Savings Plus). It will cost
you only $15 per household or $10 per person (annually).
Prescription Savings Club: Get exclusive discounts and special offers
with your Prescription Savings Club Card. Membership fee – $20/person
or $35/household annually. The best part – if you don’t save at least
the cost if your membership fee, Walgreens will pay you the difference!
Pharmacy Services: The company offers low-cost generic prescription
medications, $4 refills for generics, branded drugs, and even pet
medications. Check Walmart drug list to see how much you can save on